Report a LOST OR STOLEN
 ATM/DEBIT CARD

During Business Hours call
763-689-2500 or 763-689-2501

Evenings, Weekends and Holidays call: 1-800-535-8440

Outside the U.S. call 612-316-1484

Contact Cambridge State Bank as soon as possible to order a new card.  If your lost/stolen card was being used to make recurring payments remember to notify them with your new card information once you receive your replacement card. 

Click here to be directed to Instant Cash ATM Locator web page.

An ATM surcharge fee is imposed by the owner of an ATM for cash withdrawals by foreign cardholders and assists with ATM costs.

Your card will remain surcharge free on your transactions performed at Cambridge State Bank's Instant Cash machines or at any Wells Fargo bank on-premise ATMs*.
(*Excluding Wells Fargo on-premise ATMs in CA and certain in-store branches.)

You will always be told in advance by a screen message if there is a surcharge at the ATM, and you can stop the transaction if you do not wish to pay the fee.

Use Cambridge State Bank's drive-up ATMs or Instant Cash brands or on-premise Wells Fargo Bank ATMs.

Make larger withdrawals at ATMs to minimize your number of potential ATM fees.

Contact the Bank for a list of surcharge free ATM locations.

If you have an Instant Cash & Check card, use it for purchase, at grocery stores, gas stations or at any of 22 million worldwide VISA debit merchants, rather than paying with cash.

A transaction fee reimburses the card issuer related to customer transactions most often performed at "non-network ATMs".

ATM TRANSACTION FEE
Cambridge State Bank will assess a transaction fee of $2.00 for each withdrawal, transfer or deposit done at any ATM that is NOT “Instant Cash” or “Wells Fargo” brands. Please note there are over 8,000 Instant Cash and Wells Fargo ATMs in 23 states that will remain free of our transaction fee and of course that includes our two drive-up ATMS.  Your use of “non-network ATMs” (for example, TCF Express Teller, Fastbank or any other ATM brand) would incur a transaction fee. 

The transaction fee is not displayed to you at the ATM. The transaction fee is an internal charge that will be present on your bank statement.

You are able to "write a check" without carrying a checkbook.

You can use it as a cash card at an ATM.
Eliminates the hassle of showing multiple forms of identification when writing checks.
You can use it anywhere you travel; you don't have to worry about writing a check out-of-state or out-of-the-country.

At an ATM, the Instant Cash & Check card works just like the Instant Cash^® card. When using the Instant Cash & Check card to purchase products and services, the merchant looks for the VISA^® logo and processes the transaction in the same way a credit card transaction is processed. However, the difference is that the dollar amount of the purchase is deducted from your checking account.

Your card will remain surcharge free on your transactions performed at Cambridge State Bank's Instant Cash machine or at any Wells Fargo Bank on-premise ATMs. (Excluding Wells Fargo on-premise ATMs in California and certain in-store branches.)

You will always be told in advance by a screen message if there is a surcharge at the ATM, and you can stop the transaction if you do not wish to pay the fee.