Protect your Social Security Number, credit card number, account
passwords, PINs, and other personal information. Donít give information unless you initiate the contact
with a person or company you know and trust.
Be careful of providing your SSN.
Ask why it is necessary. Do not leave receipts at the point of the
the damage in case your wallet or purse gets lost or stolen.
Donít carry your Social Security card around or have it preprinted on
your checks. Donít write
your PIN on a piece of paper in your wallet or purse.
your incoming and outgoing mail. Promptly remove mail from your mailbox.
Have it held at the post office or ask someone to collect it if you
are going to be away. Deposit
outgoing mail in a mailbox or hand it to your mail carrier.
Donít leave it in or on your mailbox.
thieves from turning your trash into your cash.
Shred or tear into small pieces credit card applications, receipts,
canceled checks, bank statements and other documents with your personal
information on them.
Safely store extra checks and credit cards. Be careful
if you let workers into your home. Take
attention to your bank account statements and credit card bills.
Contact the company promptly if you find an inaccuracy. Contact the
company promptly if you do not receive your statement.
your credit report approximately once a year.
Verify that information reported is accurate. Look for who has
received a copy of your credit report for anything suspicious.
Call Equifax at (800) 685-1111, Experian at (888) 397-3742, and
Trans Union at (800) 888-4213.
8. Report any suspected fraud to your bank and credit
card issuers immediately so they can start to close
your accounts and clear your name right away.
By law, you will most likely
be held to only $50 liability for unauthorized activity. However, the
process of restoring your identity can be a tremendous inconvenience.