Cambridge State Bank

 

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IDENTITY THEFT TIPS
Cambridge State bank will never send an e-mail requesting your password, PIN or personal information. Contact us if you receive such a request.

Checklist for Prevention

1. Protect your Social Security Number, credit card number, account passwords, PINs, and other personal information.  Donít give information unless you initiate the contact with a person or company you know and trust.  Be careful of providing your SSN.  Ask why it is necessary. Do not leave receipts at the point of the transaction.

2. Minimize the damage in case your wallet or purse gets lost or stolen. Donít carry your Social Security card around or have it preprinted on your checks.  Donít write your PIN on a piece of paper in your wallet or purse.

3. Protect your incoming and outgoing mail.  Promptly remove mail from your mailbox.  Have it held at the post office or ask someone to collect it if you are going to be away.  Deposit outgoing mail in a mailbox or hand it to your mail carrier.  Donít leave it in or on your mailbox.

4. Keep thieves from turning your trash into your cash.  Shred or tear into small pieces credit card applications, receipts, canceled checks, bank statements and other documents with your personal information on them.

5. Practice home security.  Safely store extra checks and credit cards. Be careful if you let workers into your home.  Take burglary precautions.

6. Pay attention to your bank account statements and credit card bills.  Contact the company promptly if you find an inaccuracy. Contact the company promptly if you do not receive your statement.

7. Review your credit report approximately once a year.  Verify that information reported is accurate. Look for who has received a copy of your credit report for anything suspicious.  Call Equifax at (800) 685-1111, Experian at (888) 397-3742, and Trans Union at (800) 888-4213.

8. Report any suspected fraud to your bank and credit card issuers immediately so they can start to close your accounts and clear your name right away.  By law, you will most likely be held to only $50 liability for unauthorized activity. However, the process of restoring your identity can be a tremendous inconvenience.  

Additional Resources

Identity Theft: Checklist for Prevention
What to do if you fall victim to ID Theft
Prevent Checking Fraud
What is Phishing?
Privacy Policy
Website Statement
Check your credit report
5 Tips for Protecting Your Checking Account
 
External Links
Anti-Phishing Working Group
Federal Trade Commission Consumer Alerts
Fraud.org
OnGuardOnline.gov

 

 

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127 South Main Street - 127 Opportunity Blvd N
Cambridge, MN  55008
Routing Number: 091911409


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