Deposits $.20
Items Deposited Non-local $.08, Local $.06, On-us $.04
Debit Items $.14

*The above account is subject to monthly activity fees; however it is possible to offset fees with an earnings credit based on the 3-month T-Bill as published on the first of each month in the Wall Street Journal.

• Designed for businesses with higher account activity.

• $100 minimum to open

• $10 monthly maintenance fee

• Monthly Earnings Credit is based on on the 3-month Treasury Bill, as published in the Wall Street Journal.  The rate changes on the first day of each month.

• Earnings credit is paid on the average collected balance, minus a 10% reserve requirement.

• A charge of 10% on negative collected balance will be assessed.

• $.20 per deposit item

• Items Deposited $.08 transit (Non-Local)

• Items Deposited $.06 clearings (Local)

• Items Deposited $.04 on-us

• Debit items - checks or debits against the account $.14

• Monthly analysis statement

• Cancelled checks returned

• ATM / Debit Card available

Earnings Credit Example