Checking

Cambridge State Bank has business checking accounts that are ideal for any business size. Each business is unique and we look forward to working with you to choose an account that is right for you.

Business Checking
The Business Checking is an account that provides services for all businesses. The account is subject to monthly activity fees; however it is possible to offset these fees with an earnings credit. Federal Regulations allow non-cash earnings credit on corporate accounts. 
  • $100.00 deposit to open
  • $12.00 - $15.00 monthly maintenance fee** See Statement Options below
  • $12.00 Analysis Accounts monthly maintenance fee regardless of statement option
  • Low activity fees
  • eStatements available

**Statement Options are Per Statement Cycle
Option (1) Mailed Image Statement $15.00
Option (2) Mailed Truncated Statement $14.00
Option (3) eStatement Imaged Statement $13.00
Option (4) eStatement Truncated Statement $12.00

Additional Features

  • Business Debit Cards
  • Business Visa Credit Cards
  • Online Banking
  • Mobiliti Banking
  • Bill Pay available; some restrictions may apply
  • Remote Deposit
  • Merchant Services
  • Combined Statements
  • Business Lines of Credit


Small Business Checking
The Small Business Checking is a good option for smaller businesses or companies with low transaction volumes to manage their finances without spending a lot on services they don't need.
  • $100.00 deposit to open
  • 100 free debits per statement cycle; $0.25 each thereafter
  • 100 free deposited items per statement cycle; $.0.20 each thereafter
  • eStatements available
Additional Features

  • Business Debit Cards
    • Business Visa Credit Cards
    • Online Banking
    • Mobiliti Banking
    • Bill Pay available; some restrictions may apply
    • Remote Deposit
    • Merchant Services
    • Combined Statements
    • Business Lines of Credit


    Small Business Interest Checking
    The Small Business Interest Checking account is designed for businesses that according to federal regulation can earn interest.

    • $100.00 deposit to open
    • $9.00 service charge waived with daily balance of $1,500.00 or greater
    • 35 free deposited items per statement cycle; $.0.20 each thereafter
    • Debits; $0.25 each per statement cycle
    • eStatements available

    Additional Features

    • Business Debit Cards
    • Business Visa Credit Cards
    • Online Banking
    • Mobiliti Banking
    • Bill Pay available; some restrictions may apply
    • Remote Deposit
    • Merchant Services
    • Combined Statements
    • Business Lines of Credit


    Small Non-Profit Checking
    The Small Non-Profit account is a non-interest bearing checking account designed for non-profit organizations with a low volume of checks written, items deposited, deposits and transfers.
    • $100.00 deposit to open
    • 30 free deposited items per statement cycle; $.0.25 each thereafter
    • 30 free debits per statement cycle; $0.25 each thereafter
    • eStatements available

    Additional Features

    • Business Debit Cards
    • Business Visa Credit Cards
    • Online Banking
    • Mobiliti Banking
    • Bill Pay available; some restrictions may apply
    • Remote Deposit
    • Merchant Services
    • Combined Statements
    • Business Lines of Credit