Checking

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eFriendly Checking Free Checking Elite 55 Interest Checking Health Savings Account
Minimum Deposit to Open $50 $50 $100 $100 $0
Monthly Service Charge None None $7.95 $10 $0
Requirement to Waive
Monthly Service Charge
N/A N/A Maintain a minimum daily balance of $1,000.00 or $5,000.00
 in combined account balances* OR Direct Deposit

Maintain a minimum daily balance of
$1,000.00 or $10,000.00 in combined account balances*
N/A
Direct Deposit Required Available Available Available Available
Interest Bearing No No Variable** Variable**
Variable**
Transaction Limitations None None
None None None
Check Imaging Free Check Safekeeping (Truncated) OR
 upgrade to Image eStatement for $3 per stmt cycle
Free Check Safekeeping (Truncated) OR
 upgrade to Image eStatement for $3 per stmt cycle
Free Image Statement or Check Safekeeping (Truncated) Free Image Statement or Check Safekeeping (Truncated)
Free Image Statement or Check Safekeeping (Truncated)
ATM Transactions Free at MoneyPass ATMs^ Free at MoneyPass ATMs^
Free at MoneyPass ATMs^
Free at MoneyPass ATMs^
Free at MoneyPass ATMs^
Check Order Discounts None None Free wallet style Elite55 specialty checks.^^ Free first box of specialty checks.^^ None
eStatements 
Includes 13 months of statements online
Required Free Free Free Free
Online Banking
-eAlerts
-Bill Pay
-Popmoney

Available


Online check Images front andback are available for up to 60days.

Available



Online check Images front and back are available for up to 60 days.

Available



Online check Images front and back are available for up to 60 days.
Available


Online check Images front and back are available for up to 60 days.
Available


Online check Images front and back are available for up to 60 days.
Other Benefits
  • Free check card
  • Free auto savings plan
  • Free combined stmts
  • eStatement available after 21st of month
  • Free check card
  • Free auto savings plan
  • Free combined stmts
  • Unlimited check writing
  • Unlimited deposits
  • Statement cut date 21st of month
  • Free 3x5* safe deposit box - boxes at Main Street location/*Subject to availability
  • Free Cashier's Checks
  • Free check card
  • Free auto savings plan
  • Free combined stmts
  • Statement cut date 10th of month 
  • Unlimited check writing
  • Unlimited deposits
  • Free check card
  • Free auto savings plan
  • Free combined stmts
  • Statement cut date 30th of month
  • Unlimited check writing
  • Unlimited deposits
  • Free check card
  • Free auto savings plan
  • Free combined stmts
  • Statement cut date 30th of month

* The combined account balances are based on the total minimum daily balances in Cambridge State Bank checking, savings, loans and certificates of deposit under the same name.

** Refer to Cambridge State Bank Rate Sheet for current rates, compounding, and crediting, and other balance information.

^ $3.00 transaction fee for each transaction at an ATM outside of the MoneyPass network. The ATM owner outside the MoneyPass network may also apply a surcharge.

^^ Orders must be placed with Cambridge State Bank