Savings
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| Regular Savings | Money Market Savings | Money Market Special Savings | Kids Club Savings | Holiday Savings | |
|---|---|---|---|---|---|
| Minimum Deposit to Open | $50 | $2,500 | $25,000 | $25 | $25 |
| Monthly Service Charge | $6 | $10 | $20 | None | None |
| Requirement to Waive Monthly Service Charge | $50 minimum balance | $2,500 minimum balance | $25,000 minimum balance | None | None |
| Direct Deposit | Available | Available | Available | Available | Available |
| Interest | Variable* | Variable* | Variable* | Variable* | Variable* |
| Transaction Limitations | If transfers and third party withdrawals exceed the allotted 6 per statement cycle**, a service fee of $10.00 per transaction will be charged. | If transfers and third party withdrawals exceed the allotted 6 per statement cycle**, a service fee of $10.00 per transaction will be charged. | If transfers and third party withdrawals exceed the allotted 6 per statement cycle**, a service fee of $10.00 per transaction will be charged. | If transfers and third party withdrawals exceed the allotted 6 per statement cycle**, a service fee of $10.00 per transaction will be charged. | If transfers and third party withdrawals exceed the allotted 6 per statement cycle**, a service fee of $10.00 per transaction will be charged. |
| ATM Transactions | Free at MoneyPass ATMs^ | Free at MoneyPass ATMs^ | Free at MoneyPass ATMs^ | N/A | N/A |
| eStatements Includes 13 months of online stmts | Free | Free | Free | Free | Free |
| Online Banking -eAlerts | Free | Free | Free | Free | Free |
| Bill Pay | None | None | None | None | None |
| Other Benefits | Free Combined Statements | Free Combined Statements | Free Combined Statements | Free Activity Book | Manual or auto transfers can be made at any time and any amount Funds disbursed by check Nov 5th - 11th of each year. |
* Refer to Cambridge State Bank Rate Sheet for current rates, compounding, and crediting and other balance information.
** Federal Regulations require banks to limit the way withdrawals may be made from a savings or money market account. Preauthorized withdrawals (transfers by telephone, wire, or computer overdraft protection, or automatic payments) and transfers or withdrawals by check or similar order payable to third parties are limited to a combined total of six per month.
^ $3.00 transaction fee for each transaction at an ATM outside of the MoneyPass network. The ATM owner outside the MoneyPass network may also apply a surcharge.